“In 2000 I found my “dream home” in Santa Cruz. It was the classic fixer upper but worse. The owner had gutted it to the studs in preparation for remodeling and had a turn of events that had forced him to sell.In banking terms, no usable kitchen, no usable bathrooms, no conventional loan…I went to MBR and at the end of that meeting I had my real estate agent make an offer on the house which included a 21 day close-all cash offer! Contracts were drawn up- no surprises. MBR met every target date. The transaction went smoothly. And for years I couldn’t say enough about how MBR had helped me get into my home.

Through the years I have stayed in contact with MBR soliciting advice about investments and a loan modification, once I refinanced into traditional financing. Ami’s advice has been spot on. I have grown to trust her at the helm of MBR. I appreciate the level of conservatism she brings. In 2017 I spoke to Ami about selling my house and becoming an investor. Ami walked me through the process of selecting loans. The process and “loan packages” are straight forward and clear. As both a borrower and a lender I highly recommend MBR for their integrity and service.”

– borrower and lender, Santa Cruz

“I have been a deed of trust investor for many years and work with several lending companies.  Monterey Bay Resources has always been quick to answer my questions, has delivered great transactions, and works with one of the best servicers in the business.   Many years ago when I was seeking an additional lending company to work with, Monterey Bay Resources came highly recommended.  I too add my endorsement.”

– private lender, Saratoga

“MBR, Inc. was a life saver. I was in the middle of a kitchen remodel, and the scope of the project became larger than I had planned for. My kitchen was gutted to the studs, no bank would loan any money, even though I had plenty of equity and am employed with W-2 income and easily qualify. My contractor recommended that I contact MBR, Inc. for private financing. They were a breeze to work with. From my first contact call to money in my hand, the process was easy and I had funds in 14 days! I highly recommend MBR, Inc.”

– owner occupied borrower, Santa Cruz